Recover what insurance owes you after an accident
Certified diminished value and total loss appraisals, built on real market data. Free estimate first — you only pay if there's money worth claiming.
Free estimate, no credit card required.
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See it in action
How SnapClaim appraisals work
Click through the walkthrough that matches your situation.
How it works
How to claim: three steps from accident to settlement
Start free. You only pay if the estimate shows there's money to recover — a flat $350, never a share of your settlement.
Get a free estimate
Enter your VIN, mileage and accident details. In about a minute you'll see roughly what you may be owed — free, no credit card.
Get your certified report
A court-ready appraisal built on real local comparables, with every mileage and condition adjustment documented. Delivered within one business day.
Send it and get paid
Your report comes with a demand letter ready to send. We support you through negotiation, and through the appraisal clause if it comes to that.
Zero risk
Recover under $1,000 and we refund the report
We only want to be paid if we made you money. If your recovery using a SnapClaim report comes to less than $1,000, you get the report fee back in full — within five business days.
What we appraise
Diminished value and total loss appraisal reports
Partners
For Personal Injury Attorneys
Consistent reports, reliable market data, and property damage handled without pulling your team off the injury case.
- Court-ready formattingEvery report structured the same way, every time.
- One business day turnaroundProperty damage never stalls the file.
- Demand letters includedReady to send, with the comparable analysis attached.
- Appraisal clause supportWe serve as the appraiser on first-party disputes.
Reviews
SnapClaim appraisal reviews
"I didn't know about diminished value until I found SnapClaim. The report was done in minutes and the team explained everything clearly. I used the letter they provided and ended up with an extra $3,200."
"After my car was totaled, SnapClaim gave me a fair market value report that clearly beat the insurance offer. I submitted it with my claim and they increased the payout."
"I uploaded my repair estimate and got a professional report the same day. It saved me hours of back-and-forth with the insurance company and got me a solid payout."
Know your rights
Diminished value and total loss laws by state
Diminished value and total loss rules are set state by state. Check what applies where your vehicle is registered before you file.
Questions
Vehicle appraisal FAQ
What is a diminished value claim?
Diminished value is the loss in market value a vehicle suffers after an accident, even after repairs. If your car was hit by someone else, you may be entitled to compensation for that loss.
What is a total loss or fair market value report?
A total loss appraisal establishes your vehicle's actual market value using verified comparables. It's used to dispute a low settlement offer after a car is written off.
How do I check if I'm eligible?
Start a free estimate. Answer a few quick questions and we'll tell you instantly whether you qualify for a diminished value or total loss claim.
What do I need to get started?
Your VIN, mileage, repair document if applicable, and your contact details. We'll guide you step by step from there.
How much does a report cost?
A flat $350 per vehicle, with no percentage of your settlement. The estimate beforehand is free and needs no credit card. See full pricing.
How long does it take?
The free estimate takes about a minute. Your full certified report is ready within one business day.
What is your refund policy?
If you recover less than $1,000 using our report, we refund the report fee in full. Check whether the guarantee applies to you.
Do you offer partnership opportunities?
Yes. We work with attorneys, appraisers and body shops nationwide. Partners get discounted pricing, priority support and white-labeled reports. Open a ticket to learn more.
Find out what your accident really cost you
Free estimate first. Order the report only if there's money worth claiming.
No credit card · $350 flat for the full report · money-back guarantee
